Thursday Evenings:
January 18th to March 15th
The cost for the materials will be $109.00 per couple/single.

Eliminate Your Debt

You don’t have to reach the end of the month wondering where your money went. Doing a budget is simply telling your money where to go. And if you’re not good at budgeting yet, that’s okay! It takes a little time. By your third budget, you’ll be a pro.


Prepare for Emergencies

The reason to have an emergency fund is simple: You don’t know what’s going to happen. And no one wants to live at the mercy of life’s twists and turns. Your emergency fund will come in handy if you suddenly lose your job or your HVAC breaks in the dead of winter. Don’t let yourself be caught off guard! You need that safety net between you and life.

Valentines (70)

Give More

The one spiritual discipline I think many of us resist is generosity, but we must give if we’re going to become more like God. That’s because God is the ultimate Giver: “For God so loved the world, that He gave His only begotten Son, that whoever believes in Him shall not perish, but have eternal life.” (John 3:16, NASB).


Budget Responsibly

Unfortunately, the word budget has gotten a bad rap. When it all boils down, a budget is basically just a plan for your money. Budgeting means you’re spending with purpose before the month begins. But many people view a budget as a straitjacket that will keep them from doing what they want.But that couldn’t be further from the truth! A budget doesn’t limit your freedom, it gives you freedom! It’s really all about being intentional with where your money goes.